Meet Our Team
Our team of dedicated female financial advisors provides fee-based financial planning and wealth management guidance for women across the Bay Area and in over 40 states nationwide. We are here to support you with expertise and care as you navigate investing, retirement planning, and your broader financial journey with confidence.
Sarah Tolson Kim
CFP®, BFA™
Certified Financial Planner, Founder
Leslie Pettinelli
BFA™
Financial Planner, CLTC
Carmen C. Goldsmith
CFP®, BFA™
Certified Financial Planner
Carolyne Charvoz
BFA™
Financial Planner & Life Insurance Advisor
Oyuka Tserennadmid
BFA™
Financial Services Professional
Norma Ontiveros
Director of Operations
Tami Westfall
Director of New Business & Marketing
Jennifer LaMarche
Client Services Manager
Haley Wright
Administrative Associate
Elizabeth Ruffino
Administrative Associate
Awards & Accolades
Sarah Tolson Kim
Top 125
Wealth Management Advisor1
2023, 2024, 2025
Sarah Tolson Kim
MassMutual
Leaders Qualifier3
2008-2025
Sarah Tolson Kim
MassMutual
Trail Blazer Award2
2023
Leslie Pettinelli
MassMutual
Leaders Qualifier3
2020-2023, 2025
Carmen C. Goldsmith
MassMutual
Leaders Qualifier3
2025
The agency trail blazer award is awarded by the agency to female advisors who have shown excellence in financial planning and who are mentors to other advisors.
(1) Recognized by Massachusetts Mutual Life Insurance Company (MassMutual) based on prior calendar year sales. Recipients are Investment Advisor Representatives of MassMutual.
(2) Recognized by MassMutual Northern California general agency in 2023 based on prior year sales. Recipients are financial professionals of the general agency.
(3) Recognized by Massachusetts Mutual Life Insurance Company (MassMutual) based on prior calendar year sales. Recipients are agents of MassMutual.
Neither MML Investors Services, LLC. nor its representatives, can assist with digital asset purchases or sales or otherwise provide investment advice concerning digital assets, such as cryptocurrencies. Any information provided is educational in nature and should not be relied upon to make digital asset related decisions.
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